Independent wealth management and risk advisory. Investments, life insurance, retirement planning, and short-term cover — your goals, our expertise, zero conflicts.
Most investors lose between 1.5% and 2% of their returns every year to unnecessary fund charges — without even knowing it. We've changed that.
Through our DFM partner and DMA, we invest as directly as possible into markets on your behalf — bypassing the multiple layers of fees that come with traditional unit trust structures.
Our clients save on average between 1.5% – 2% annually on investment charges. Over a 10–20 year horizon, this compounding saving can translate into a significantly larger retirement nest egg.
IF Capital constructs bespoke, high-conviction portfolios using quantitative research and fundamental analysis — the same calibre of investment management previously reserved for large institutions and ultra-high-net-worth clients.
Multi Brokers is a fully independent broker. We hold contracts with all the major South African product providers and insurers — which means our advice is driven entirely by what is right for you, never by who pays us the most.
Where we truly set ourselves apart is in how we structure investments. Rather than routing your money through multiple layers of intermediaries, each adding their own fee, we use IF Capital as our Discretionary Fund Manager (DFM) to cut out unnecessary cost in the value chain and connect you as directly as possible to the underlying markets.
The result? You get access to the exact same asset classes, funds, and investment opportunities — just without the extra hands in your pocket along the way. Our clients save an average of 1.5% to 2% per year in investment charges, which compounds significantly over time.
About IF Capital ↗
From growing your wealth to protecting your family and assets, we provide expert guidance across all dimensions of your financial life.
Strategic investment planning designed around your goals, risk appetite, and time horizon. From unit trusts and retirement annuities to tax-free savings and offshore investments.
Explore InvestmentsPension funds, provident funds, retirement annuities and living annuities — we help you build a retirement strategy that ensures financial independence when you need it most.
Explore RetirementComprehensive life cover, disability, dread disease, and income protection solutions. We ensure your family and financial future are secured against life's uncertainties.
Explore Life CoverMotor, home, contents, business and liability cover. We shop across multiple insurers to find the best protection at the most competitive premiums for you.
Explore InsuranceProtect your most valuable asset — your ability to earn an income. We design cover that replaces your income if illness or injury prevents you from working.
Explore ProtectionKey-person cover, buy-and-sell agreements, business overhead protection, and commercial insurance solutions tailored to safeguard your business interests.
Explore Business CoverMulti Brokers was founded on a simple belief: every client deserves personalised, independent financial guidance. Our loyalty lies entirely with you — not with any single insurer or fund manager. As authorised financial services providers (FSP 1907), we bring over 40 years of combined expertise to every client relationship.
We combine independence, expertise, and genuine care to deliver financial advice that truly serves your interests.
As a multi-tied broker, we are not bound to any single product provider. We compare the market to find the best solutions for you.
We look at your complete financial picture — assets, liabilities, life stage, and goals — before making any recommendation.
Your financial plan evolves as your life does. We conduct regular reviews to ensure your strategy remains relevant and effective.
Fully licensed and regulated by the FSCA, giving you peace of mind that your adviser operates to the highest professional standards.
A clear, structured process designed to understand your needs and deliver the right solutions.
We start with a no-obligation conversation to understand your current position, goals, and concerns.
A thorough assessment of your financial situation, risk profile, and protection gaps.
We present a personalised plan with clear recommendations across investments and insurance.
Regular check-ins ensure your plan stays aligned with your life as it evolves.
Book a complimentary consultation — reach out to Johan or Wessel directly.
Plot 127 Breakwater Bay, George, 6529 | St Johns Place, 8 St Johns Street, George, 6529